The 6 letter word I dread

SCHOOL. Don't get me wrong. I enjoy learning, but I don't enjoy doing useless reports and writing APA style papers. One of the worst assignments I had while working towards my Associate's was doing a business plan! I can see maybe doing this assignment for a BA or Master's, but come on!
I bring this up because I need to continue my education. With a horrible economy and still owing on my education, I'm just a little discouraged. I don't know when I'll return to the classroom. More than likely I will return to Sullivan because I refuse to attend another school only to have some credits not transfer, and have to take classes I've already passed just so someone can make more money off of me.
Not only is Sullivan University outrageous, the staff are pathetic. I can't even remember everything they had screwed up. I know at one point they had me listed as an Accounting Major when I was a Business Mgt major.
I'm just discouraged right now. Finding a job right now would not be fun at all. Something tells me that even if I had a BA, finding a job would not be good right now.
I bring all this up because I can't work for Dad forever. Eventually (hopefully) he can sell this place and retire. In closing, I ask you, "Where is the bail out for small businesses?"